Sunday, June 1, 2008

Cheap Auto Insurance for Teenagers

Cheap Auto Insurance for Teenagers

Prom dresses. Football camps. School clothes. Cell phone bills. Teenagers come with hefty price tags! But we love them, and we want the best for them; that’s why when it comes to auto insurance, not only do we want to shop for cheap auto insurance for teenagers, but we want to shop for the best auto insurance for teenagers, as well. Since teenager drivers are considered “at risk” drivers because of their lack of experience, is it even possible to find an auto insurance policy for teenagers that is both cheap and reliable? Yes.

First thing’s first – the quality of the auto insurance policy. You don’t want to choose an auto insurance policy for teenagers based solely on cost, because as cliché as it sounds, you usually get what you pay for. Begin your search for an auto insurance policy for your teenager by looking into reputable auto insurance companies. Perhaps you’ll want to add your teenager to your own policy, or perhaps you’ll want to look for an auto insurance company that offers special auto insurance policies for teenagers. The route you take doesn’t matter; what matters is that the auto insurance policy for your teenager offers excellent coverage.

Now you want to start looking at the cost of the auto insurance policy for your teenager. Parents can usually save a few bucks by adding their teenager drivers to their own auto insurance policies. Regardless of whether you add your teenager driver to your own auto insurance policy, or purchase your teenage driver his own auto insurance policy, there are a few universal ways you can get cheaper auto insurance for your teenager.

For example, many insurance companies offer discounts for teenagers who successfully complete driver education courses. Some offer discounts if the teenager makes good grades in school. When shopping for cheap auto insurance for teenagers, ask your agent about the discounts your teenager may be eligible for.



By: Elizabeth Newberry

Get Auto Insurance Quotes With 10 Simple Steps

Get Auto Insurance Quotes With 10 Simple Steps

Cost of auto insurance is increasing day by day, which is increasing the number of people searching for cheap auto insurance quotes. But truly speaking, the question “how to find cheap auto insurance” remains unchanged. We will here discuss ten simple steps to find right auto insurance quotes.

I. It’s true that everyone is asking for cheap car insurance policy, but a cheap car insurance quote turn into a nightmare at the time of filing a claim. Don’t divert whole of your mind on auto insurance quotes, always keep an eye on coverage provided by the auto insurance policy you are taking.

II. Try to raise your deductible amount. Auto insurance quotes will be directly related to deductible amount.

III. Model of car, make of car also matter when you request for auto insurance quote. If you own a sports car and want to get an auto insurance quote, definitely it will attract higher auto insurance rates.

IV. Drive carefully. It will be very tough for you to get lower auto insurance quote if you had two accidents and three speeding fines in the last year. Auto insurance companies count all these thing while offering you auto insurance quote.

V. Don’t forget installing anti theft and safety devices in your car. If your car is at less risk and safe, then it will be easier for you to find cheap car insurance quote.

VI. Before buying a new auto insurance policy close the older one.

VII. Renewal of auto insurance policy is also required at a fix time. Just paying for it is not the right solution.

VIII. Some times auto insurance companies provide multipolicy discount, that’s don’t forget to look at your other insurers.

IX. Internet is good resource to search cheap car insurance quotes. You can even find discounts.

X. Read the fine print before singing policy.

By : Oliver Turner


Cheap Auto Insurance - Do You Really Want It?

Cheap Auto Insurance - Do You Really Want It?

Cheap auto insurance is big business these days. It’s hard to watch television without being promised cheap auto insurance premiums with excellent auto insurance service. But, do you really want cheap auto insurance? It would be worth your time to think over a few things.

1) The old saying – you get what you pay for is a good place to start. When looking for cheap auto insurance – don’t stop your research at the cheap premium. Those cheap premiums might not be so cheap in the long run if the auto insurance company won’t come through for you when you need them. It would be worth your time to look at some auto insurance reviews.

2) Auto insurance is big business and businesses are looking to make as much money as they can. To put it bluntly, the auto insurance companies are looking to take as much money from you as possible – while paying as little money to you as possible. This is a business fact of life.

3) Another factor to consider is the amount of money a company spends on advertising. Those television commercials promising cheap auto insurance are quite expensive. Remember, every dollar the auto insurance company spends comes out of its customer’s pocket. Just remember, a company that spends a lot of money advertising cheap auto insurance might end up costing more money later.

4) Finally, don’t underestimate the dollar value of great service. In my world, time and hassle equal money. If I find myself spending a lot of time and hassle with a business such as auto insurance – its true cost is rising. Just don’t find yourself getting so excited about the promise of cheap auto insurance that you overlook those other important details.



By : Edward Welch